10 Ways to Safeguard Your Home

Did you know that a burglary occurs every 15 seconds? You can take some simple steps to keep from becoming a victim. The main idea is to make your home less attractive to burglars who are looking for a quick, easy target. The basic strategies are to make it hard to get in your home and to make it look as if someone is at home.

1.       Always lock your doors when you leave. Use a high quality deadbolt lock on all of them. Don’t forget the garage door and back doors—the prime entry spot. Almost half of all burglaries are committed by thieves who gain entry through unlocked doors or windows.

Renters Insurance: A Smart Idea!

I remember fondly my first apartment -- one of four spacious apartments in a lovely Victorian home in upstate New York. When I rented it, I didn’t even know that there was such a thing as renters insurance. I had always heard of “home insurance” and thought it was something I should buy after I purchased a home in case my house burned down or such. 

In's And Out's Of RV Insurance

If you bought a tractor trailer, you wouldn’t add it to your car insurance policy. It’s a specialized vehicle and needs special coverages and claims handling. So why do so many recreational vehicle owners add their RV to their car insurance policy?

Here's why you may want to rethink that strategy: