Monthly 4 Point Safety Check

To ensure you're driving a safe vehicle, take a few minutes to conduct this monthly Four-Point Safety Check. Your car and your safety may be riding on it!

All About Car Insurance

Car insurance isn't a really difficult matter once you understand some basic principles and fundamentals.  It can be mandatory in numerous states such as New York. There are actually various legal guidelines controlling the NY automobile insurance marketplace.  It can be among your household's greatest expenditures.  It is focused on having to pay money in case of unanticipated damages or injuries to you or your vehicle.

Should Golf Carts Have Seatbelts?

Golf-cart accidents rarely cause serious injury or death, but after a recent accident that killed a woman in Hilton Head SC; law enforcement officials, cart dealers and customers are thinking more about safety.

Image via Wikipedia

Now granted, most accidental golf-cart related deaths involve either alcohol consumption and or not holding on and sitting properly, but that is the nature of a golf cart and that is why they do not go that fast either. With that being said, there is still cause for concern because golf carts are not designed for a smooth jarring free ride. Some people just get thrown out of them when they hit a large bump or make sharp turns. Getting thrown from a moving vehicle at any speed can result in death or serious injury.

Off Road Vehicle Safety

Off roading is one of those rare fun things you can do year round in NY. Recreational use of off-road vehicles has gained widespread popularity during the past several years. People ride to sight see, to socialize, to compete, or just to get out of the house. It has become quite popular now. Lets talk about some safety tips.

How Come No One Uses Snow Tires?

One of the smartest things anyone can do is invest a little money in snow tires. Most people have gotten either lazy or too cheap to buy and use snow tires in the winter, claiming their "all season radials" will do the trick. Well they won't.
Snow tires have tread patterns specifically designed to dig down and bite into snow, and they're made from softer rubber that retains flexibility in cold weather. This allows the tire to better conform to the surface of the road. This is why snow tires keep a better grip on snowy and slushy surfaces than regular all season radials. Modern automobile safety technologies like antilock brakes, electronic stability or traction control, and all wheel drive cannot do their jobs if the tires can't maintain their grip on the road surface.
So for better automobile safety and to prevent potential insurance claims, spend a few extra dollars on safety and get snow tires for the winter.

No Slip-Sliding Away: How To Stay On The Road

One thing is easy to foretell: Unpredictable weather can cause reduced visibility and hazardous driving conditions that make it challenging for even the most experienced drivers. Fortunately, there are ways to protect yourself, your passengers and your car.

The following tips can help you stay safe when faced with treacherous roads:

Check Out This AAA Video Regarding Road Rage

Online NY State Defensive Driving Classes

New Car Safety Features Save Lives and Money

Statistics show that you are more far more likely to be in a car crash than to be hit by lightning or be the victim of a crime. Alas, you are also more likely to get into a car accident than win the lottery.  Just ask your local Walden NY insurance agent.

Given that the risk may be as high as 1 in 4 according to some estimate for being involved in such an unfortunate event, it makes sense to take all reasonable measures lower your risk. These measures can include both HOW you drive, e.g., defensive driving, not drinking and driving, and WHAT you drive, e.g., choosing a safer car.

How Safe Are Your Current Door Locks? Four Keys to Home Safety

In the time it takes you to read this paragraph, another burglary will have occurred. What makes burglary so common? Surprisingly, burglars march right through a door because it is easier. Even those residents who remember to lock their doors often have inadequate locks that invite intruders, as Middletown NY insurance agents and brokers can tell you. 

Fortunately there are several options that can do a better job keeping burglars out and your stuff inside! Even if your home is fairly new, you may need to upgrade your locks for optimal safety and security. 

Four Ways to Lower Car Insurance Premiums for Teenagers

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 Car insurance costs more for teens. That’s just a fact, as most parents and teens know.   But are you aware of all the ways that you could save big bucks on those policy premiums with a teen driver? If you want low cost car insurance in New York for your teen, there are some things you should know!

 Teens may grumble that it isn’t fair that they have to pay more for car insurance, but the bottom line for insurance companies is that the average teen, statistically speaking, is a bigger risk than the average mature driver. 

10 Ways to Safeguard Your Home

Did you know that a burglary occurs every 15 seconds? You can take some simple steps to keep from becoming a victim. The main idea is to make your home less attractive to burglars who are looking for a quick, easy target. The basic strategies are to make it hard to get in your home and to make it look as if someone is at home.

1.       Always lock your doors when you leave. Use a high quality deadbolt lock on all of them. Don’t forget the garage door and back doors—the prime entry spot. Almost half of all burglaries are committed by thieves who gain entry through unlocked doors or windows.