Should Golf Carts Have Seatbelts?

Golf-cart accidents rarely cause serious injury or death, but after a recent accident that killed a woman in Hilton Head SC; law enforcement officials, cart dealers and customers are thinking more about safety.

Image via Wikipedia

Now granted, most accidental golf-cart related deaths involve either alcohol consumption and or not holding on and sitting properly, but that is the nature of a golf cart and that is why they do not go that fast either. With that being said, there is still cause for concern because golf carts are not designed for a smooth jarring free ride. Some people just get thrown out of them when they hit a large bump or make sharp turns. Getting thrown from a moving vehicle at any speed can result in death or serious injury.

Preventing Motorcycle Theft

Motorcycles are stolen at a higher rate than cars. The obvious reason being that it is much easier to steal a motorcycle than a car, but with the values of today's new bikes now starting to catch up to some cars; the incentive to steal a motorcycle is much greater for thieves. Did you know that the majority of stolen motorcycles are never recovered? These are all major factors as to why NY motorcycle insurance rates are steadily increasing as well.

Lets talk about simple but effective ways to prevent motorcycle theft. Some are pretty obvious, some not so much.

Purchasing A Pre-Owned Off Road Vehicle

If you don't know much about off road vehicles yet and you want to start by purchasing a used model, you may be overwhelmed by your choices. There are many factors involved in finding and buying an off road vehicle.

First you need to decide what kind of ATV you are looking for. There are many different brands and kinds of off road vehicles. If you know what you want before you start looking, your search will be much easier.

Off Road Vehicle Safety

Off roading is one of those rare fun things you can do year round in NY. Recreational use of off-road vehicles has gained widespread popularity during the past several years. People ride to sight see, to socialize, to compete, or just to get out of the house. It has become quite popular now. Lets talk about some safety tips.

Tips To Ensure Your ATV Is Insured Properly

When it comes to your all-terrain vehicle (ATV), it pays to keep your feet on the ground especially when you're thinking about insuring it. You may think it’s covered by your homeowners policy, but are you really protected? Your “toy” wasn’t cheap, and lacking the right type of insurance coverage could lead to a sticky financial situation.
“Owners should think of ATVs the same way they think of motorcycles,” said Rick Stern, product manager, The Progressive Group of Insurance Companies. “You’d never consider getting on a motorcycle without the proper insurance, and you shouldn’t ride an ATV without the right coverage either.”