Monthly 4 Point Safety Check

To ensure you're driving a safe vehicle, take a few minutes to conduct this monthly Four-Point Safety Check. Your car and your safety may be riding on it!

Earthquake Insurance!

I must say, I never though I would be talking about earthquake insurance here in New York, until now. Do you have earthquake coverage on your home? Probably not. Can you get it here in New York? Maybe.

Earthquake insurance is a kind of property insurance in NY which handles destruction brought on by  earthquakes .  Earthquake premiums are determined in different ways by each NY based insurance company and can vary extensively based on a number of factors.  Earthquake insurance covers damage caused when the earth shakes or cracks, also known as ground movement.

Car Pooling

Environmental considerations, traffic congestion, convenience, need to reduce driver stress, inadequate public transportation, absence or cost of parking are all aspects that contribute to commuters developing motorist organizations or car pools. Parents use such measures to transport kids to school, sporting activities and extracurricular activities. It's also typical for students owning a motor vehicle to carry classmates back and forth between home and school.

All About Car Insurance

Car insurance isn't a really difficult matter once you understand some basic principles and fundamentals.  It can be mandatory in numerous states such as New York. There are actually various legal guidelines controlling the NY automobile insurance marketplace.  It can be among your household's greatest expenditures.  It is focused on having to pay money in case of unanticipated damages or injuries to you or your vehicle.

Should Golf Carts Have Seatbelts?

Golf-cart accidents rarely cause serious injury or death, but after a recent accident that killed a woman in Hilton Head SC; law enforcement officials, cart dealers and customers are thinking more about safety.

Image via Wikipedia

Now granted, most accidental golf-cart related deaths involve either alcohol consumption and or not holding on and sitting properly, but that is the nature of a golf cart and that is why they do not go that fast either. With that being said, there is still cause for concern because golf carts are not designed for a smooth jarring free ride. Some people just get thrown out of them when they hit a large bump or make sharp turns. Getting thrown from a moving vehicle at any speed can result in death or serious injury.

Preventing Motorcycle Theft

Motorcycles are stolen at a higher rate than cars. The obvious reason being that it is much easier to steal a motorcycle than a car, but with the values of today's new bikes now starting to catch up to some cars; the incentive to steal a motorcycle is much greater for thieves. Did you know that the majority of stolen motorcycles are never recovered? These are all major factors as to why NY motorcycle insurance rates are steadily increasing as well.

Lets talk about simple but effective ways to prevent motorcycle theft. Some are pretty obvious, some not so much.

Purchasing A Pre-Owned Off Road Vehicle

If you don't know much about off road vehicles yet and you want to start by purchasing a used model, you may be overwhelmed by your choices. There are many factors involved in finding and buying an off road vehicle.

First you need to decide what kind of ATV you are looking for. There are many different brands and kinds of off road vehicles. If you know what you want before you start looking, your search will be much easier.

Off Road Vehicle Safety

Off roading is one of those rare fun things you can do year round in NY. Recreational use of off-road vehicles has gained widespread popularity during the past several years. People ride to sight see, to socialize, to compete, or just to get out of the house. It has become quite popular now. Lets talk about some safety tips.

How Come No One Uses Snow Tires?

One of the smartest things anyone can do is invest a little money in snow tires. Most people have gotten either lazy or too cheap to buy and use snow tires in the winter, claiming their "all season radials" will do the trick. Well they won't.
Snow tires have tread patterns specifically designed to dig down and bite into snow, and they're made from softer rubber that retains flexibility in cold weather. This allows the tire to better conform to the surface of the road. This is why snow tires keep a better grip on snowy and slushy surfaces than regular all season radials. Modern automobile safety technologies like antilock brakes, electronic stability or traction control, and all wheel drive cannot do their jobs if the tires can't maintain their grip on the road surface.
So for better automobile safety and to prevent potential insurance claims, spend a few extra dollars on safety and get snow tires for the winter.